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Helping employers navigate the Labor and Industries claims process for over 50 years

What We Do

Risk Finance is a third-party administrator of WA State Labor & Industries claims

We handle all claims-related communication with L&I and manage the claims process on your behalf to help your business get the best outcome possible.


Our goal is to be the L&I expert in your corner and an integral part of your team.  


We provide you with a claims consultant with prior work history managing claims at L&I, someone who will help you avoid costly claims. 

Risk Finance

Employers Represented

Average L&I Rate Reduction

Client Retention Rate

Retro Programs

"Retrospective Rating, or Retro for short, is a safety incentive program created by the legislature to incentivize employers to have a safer workplace. It allows an employer to receive a partial refund on their work comp premium paid to L&I"

$100 Million +
Refunded Back To Employers

Average Refund Recieved

Performing Retro Group in 2023

Get Started!

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Risk Finance

Risk Finance Vision Statement

Our Vision is to be a relationship oriented and honest team. We hire the best, treat people with respect and deliver consistently outstanding results

Client Reviews


We consider WMC to be vital extension of our own team's efforts to promote workplace safety and manage workers compensation claims. With their guidance, we are returning employees to work sooner and closing claims more effectively than ever before.

- Bill George - Skills Inc.


“Your proactive approach, logical counsel, and creative solutions have really helped all of us better understand how to move things forward. I also appreciate your willingness to hear and understand our situations and work with all of us on finding the best solutions. I have never had a partnership in risk management like the one we have with you.

Thank you, from all of us, for all you do!!!”

-Linda Moseley - SEKISUI Aerospace

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We received our proposed experience rating calculation for 2019. We are so glad our rating is going down and I just wanted to thank you for assisting us towards this end. You are awesome!

-Christina Dugdale - Garden Fresh Foods

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It's been a pleasure working with WMC. Their knowledge and experienced staff is always helpful, informative, and very responsive.

-Brenda Deaton - Spalding Auto Parts


Risk Finance/WMC has done a great job helping my company manage claims and safety. We belong to a retro program but we needed a more aggressive plan in order to close expensive claims.

-Chris Carey - CA Carey

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I just wanted to send a thank you your way for all the effort and improvements you have attained for our company! Your assistance and direction has really helped us raise the bar on our safety programs and we appreciate it very much!

Thank you from the whole group here at RMG!

-Gary Bourassa - Renaissance Marine Group, INC.


Thank you for your time. I enjoyed the visit and you provided some useful information that we are able to implement in our shop safety program. 

- Craig Dias - K&N Electric Motors, INC.


WMC is a true partner in Workers Compensation ClaimsManagement. They provide onsite Workers Comp Best Practices training for our leadership group. The training for our leadership group. The training covered Employer Responsibilities, How to Conduct Through Accident/Injury Investigation, Employer/Employee Relationship Development, and overview of state programs. 

-Melyssa Roland - Rainier Industries, LTD.


You have been my favorite partner for WC in all my years of experiance!

-Ambre Gilmore - Horizon House


"As a result of the service provided by WMC, we have saved thousands of dollars on our rates

and earned refunds on paid premiums. The claims management service has reduced my

administrative load and I have the confidence our claims are being managed."

Shari Miller - Neil Jones Food Company


"We are so thankful to be working with you and the team at Risk Finance!"

-Loran Bond - Bonanza Press Inc.


"Having Mike’s assistance and mentorship has helped take Northwest Center Safety to the next level and I’m very thankful for him."

Jonmarie Romero - Northwest Center Building Services


"You’re the real MVP!"

Keven Baumann - Allegiance Staffing


"Your advice to date has been outstanding and much appreciated, thank you!!" 

Mark Lunde - Formula Corp.

“We at Formula Corp. know the cost of a Time Lost paid by Dept. of L&I first hand... We have been working with Scott DeHem and truly value his advice!”

Alan Gangle - Formula Corp.


"Oh my gosh! You are amazing Whitney!!... Thank you so much!!!"

Lisa Manasan - Kline Galland


"WMC is the best! The staff is knowledgeable and extremely helpful regarding workplace safety and claims management. It is a pleasure to have you on our side."

Ruth Clark - Cobalt Enterprises


Our company has seen vast improvements in the area of administration and managed claims. This is a company that will help walk you through the tough job of controlling and protecting your company's bottom line.

-Angela Jones - Angeles Composite Inc. 


You're the best... Hugs!

Mike Kenna - Printery Communications


"Thanks for all your help on this Laura. You have been a great communicator and made the whole process much easier for us to understand!"

Amy Biggs - Mount Si Senior Center 


“You're the best!  I can't tell you how much I appreciate your help, and oversight... knowing you are there to help... is sooooo appreciated!”

Tammy Cassezza - AACRES, LLC

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“We appreciate the work Risk Finance has done for and with our company and look forward to a continued partnership. Scott is very knowledgeable and has been fantastic to work with!”

Erin Ratcliffe

- Pressco Products


"Risk Finance is easy to work with, communicative, and proactive. I’m excited about this new program."

Norma Brock - Central Mason Fire & EMS

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"Between your help managing this difficult claim & our local management team’s handling of KOS “Kept on salary,” this demonstrates once again how valuable our relationship with the Risk Finance retro program is. We appreciate your diligence and ongoing support with our work comp claims.”

Danielle Fisher  - TekniPlex


Everyone from our team were appreciative of your services and guidance.


Looking forward to continued improvement.


Appreciate your support!

Kristina Harrison-Sherman

Aristocratic Cabinets Inc.


It is a big relief to have a knowledgeable professional in our corner. 

Alan M. Zulanas

Taskforce Delivery

Some of Our Members...

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Our History

Founded in 1972, Risk Finance has been a pioneer in the industry, helping form and manage over a dozen successful retro programs. 

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our social media channels.

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