What We Do

You pay a premium to L&I in order to insure you and your employees against workplace accidents. This can sometimes be a complex, expensive, and frustrating process. Risk Finance's purpose is to be the liaison between your company, and the department of labor and industries. Our team is responsible for assisting you in these areas...


          1. Prevention of workplace accidents through safety initiatives

          2. Early detection claims management

          3. Injured employee return to work options

          4. Reduction in the client's experience factor, and L&I premium

About Us

Risk Finance is a Third Party administrator of workers' comp, unemployment, claims, and retrospective rating groups. Founded in 1972, Risk Finance has been a pioneer in the industry, helping form and manage over a dozen successful retro programs. 

Retro Programs

"Retrospective Rating, or Retro for short, is a safety incentive program created by the legislature to incentivize employers to have a safer workplace. It allows an employer to receive a partial refund on their work comp premium paid to L&I"


We inspire companies to create a culture that leads to an accident-free workplace.

Get Started!

Fill out the form below and a Risk Finance specialist will contact you shortly. 

"Safety is not just a priority. Priorities are fluid and subject to change especially as a company goes through changes within the economy. We help companies understand that safety is an embedded and immovable part of their culture."

Brent Kohler

Founder and CEO, Risk Finance and Investment Co

Member Testimonials

We consider WMC to be vital extension of our own team's efforts to promote workplace safety and manage workers compensation claims. With their guidance, we are returning employees to work sooner and closing claims more effectively than ever before.


- Bill George - Skills Inc.

It's been a pleasure working with WMC. Their knowledge and experienced staff is always helpful, informative, and very responsive.

-Brenda Deaton - Spalding Auto Parts

"Our company has seen vast improvements in the area of administration and managed claims. This is a company that will help walk you through the tough job of controlling and protecting your company's bottom line.

-Angela Jones - Angeles Composite Inc. 

Risk Finance/WMC has done a great job helping my company manage claims and safety. We belong to a retro program but we needed a more aggressive plan in order to close expensive claims.

- Chris Carey, CA Carey

We received our proposed experience rating calculation for 2019. We are so glad our rating is going down and I just wanted to thank you for assisting us towards this end. You are awesome!

-Christina Dugdale - Garden Fresh Foods

I just wanted to send a thank you your way for all the effort and improvements you have attained for our company! Your assistance and direction has really helped us raise the bar on our safety programs and we appreciate it very much!

Thank you from the whole group here at RMG!

-Gary Bourassa - Renaissance Marine Group, INC.

Thank you for your time. I enjoyed the visit and you provided some useful information that we are able to implement in our shop safety program. 

- Craig Dias - K&N Electric Motors, INC.

WMC is a true partner in Workers Compensation Claims Management. They provide onsite Workers Comp Best Practices training for our leadership group. The training for our leadership group. The training covered Employer Responsibilities, How to Conduct Through Accident/Injury Investigation, Employer/Employee Relationship Development, and overview of state programs. Scott is knowledgeable and engaging presenter. He has a way of making a complex topic interesting. We are excited to see continued improvements as a result of partnering with WMC.

-Melyssa Roland - Rainier Industries, LTD.

You have been my favorite partner for WC in all my years of experiance!

-Ambre Gilmore - Horizon House

You're the best, Eva. Hugs!

Mike Kenna - Printery Communications

Some of Our Clients...

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We are here to assist. Contact us by phone, email or via our social media channels.

© 2019 by Risk Finance and Investment Co

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